Tarini Vaidya

Professional Profile

I was a banker from 1985 until 2010, and held senior positions during that tenure. I have worked with ANZ Grindlays Bank (now part of Standard Chartered Bank) both in India and overseas, a couple of European Banks and more recently with HDFC Bank.

I began my career in the Global Markets (Treasury) division of ANZ Grindlays Bank, Mumbai; and continued to be a Treasury and Financial Markets specialist for most of my 25 year career with various banks in India. My areas of core competency are the foreign exchange, fixed income and money markets and asset-liability management in banks. Subsequent to my 8 year tenure with ANZ Grindlays Bank, I worked with Dresdner Bank AG in Mumbai, and then with KBC Bank NV, Mumbai. I was the CEO of KBC Bank's Indian operations. KBC is a Belgian bank that had set up shop in Mumbai in 1998. However post the terror attacks of 9/11, they decided to close the Indian operation and concentrate on their home markets. As CEO, I was responsible for handling their disengagement from India - dealing with regulators, press, litigious employees and irate customers.

In 2004 I was a part of the new senior management team that was brought in to turn around Centurion Bank, which was facing a challenging business environment and was in a poor financial health. In 2005 Centurion Bank took over the Bank of Punjab, and in 2007 it took over Lord Krishna Bank. In both instances, the issues went beyond software and systems, and were more to do with people and managing their skills and expectations. I had to ensure that the in-coming teams were well assimilated into our environment, that they were given opportunities to perform to their full potential, and that their aspirations were aligned with the objectives of the Bank.

More recently, in 2008, when Centurion Bank of Punjab itself was taken over by HDFC Bank, the situation was very different. The key challenge was to ensure that my team of 27 was motivated and fully engaged rather than dispirited, that the team looked upon this as a challenging opportunity rather than as a threat, and above all that it contributed to its full potential in the new environment. I achieved this by pre-takeover counselling sessions, (team and individual), and post merger mentoring over a period of 6 months.

In 2010 due to personal compulsions, I decided to work part time at HDFC Bank. During this time, I got involved in HDFC Bank's training area. In December 2010, I had to decide whether to go back to a full time job at HDFC Bank or to do something different. I decided to set up on my own as a bespoke trainer and consultant.

I have conducted training workshops for banks, insurance companies, business schools and training institutes. I specialise in conducting workshops on Treasury for Treasury and non-Treasury staff and for fresh inductees. My long experience in the corporate world, especially in the financial services area, as well as my multicultural exposure, combine well with my excellent communication skills to enable me to demystify the financial markets for laypersons to easily grasp the essential concepts.

I have excellent communication and presentation skills, vast experience in the corporate world, and I have consistently received excellent feedback on my training sessions.